Please read this page carefully.

Regarding our services:

Disclaimer
No Sales Growth Or Other Guarantees Provided
Although it can be stated that the services provided by ACCENTARE can enhance the
viability of many business efforts, the very nature of the services provided is more
speculative and therefore can provide no guarantees for sales growth or any other financial
or productivity outcome.  
ACCENTARE  provides no sales, no prospects, no customer
growth or activity guarantees and accepts no liability regarding consumer and business
interaction.  

Terms of Use
The following Terms of Use requires you to agree with standards and
conditions when accessing for use accentare.com, its affiliated and related
websites, including strategiesforsales.com, preferencedirect.com,
shoppersprefer.com, shoptraveldine.com, basicassurance.com,
perspectivemagazine.com, imsayingit.com, informational links and future
websites.  By using accentare.com or it's affiliated and related websites or
informational links you agree to these terms, standards and conditions.  If you
do not agree to the terms, standards and conditions of this Terms of Use, you
should immediately cease all usage of this website, it's services, affiliated and
related websites and informational links.  We reserve the right, at any time, to
modify, alter, or update the terms, standards and conditions of this agreement
without prior notice.  Modifications shall become effective immediately upon
being posted to accentare.com or it's affiliated and related websites and
informational links.  Your continued use of these website(s) after amendments
are posted constitutes an acknowledgement and acceptance of the
Agreement and its modifications.  Except as provided in the paragraphs to
follow, this Agreement may not be amended.

Welcome to accentare.com ("Web Site")!  Accentare Brands" including, but
not limited to:   ShoppersPrefer®, PreferenceDirect®, StrategiesForSales®,
InsuranceRefresher®, BasicAssurance®, ManagerNetworkAssociation®,
PerspectiveMagazine®, shoptraveldine® and Embie®, and related websites.  
Insurance service for individuals and commercial entities is provided by
Williams Insurance Agency as noted by WilliamsInsurance.biz

These Terms and Conditions May Change.  Accentare Brands reserves the
right to update or modify these Terms and Conditions at any time without prior
notice. For this reason, we encourage you to review these Terms and
Conditions whenever you purchase products linked through our Web Site(s).

User Comments
We welcome your comments about information included within any of our
Web Site(s). However, any comments, feedback, notes, messages, ideas,
suggestions or other communications (collectively "Comments") sent to our
Web Site(s) shall be and remain the exclusive property of Accentare Brands.
Your submission of any such Comments shall constitute an assignment to
Accentare Brands of all worldwide rights, titles and interests in all copyrights
and other intellectual property rights in the Comments.  Accentare Brands will
be entitled to use, reproduce, disclose, publish and distribute any material
you submit for any purpose whatsoever, without restriction and without
compensating you in any way. For this reason, we ask that you not send us
any comments that you do not wish to assign to us, including any confidential
information or any original creative materials such as stories, product ideas,
computer code or original artwork.

Hyperlinks to other Web Sites
To the extent our Web Site contains hyperlinks to outside services and
resources, the availability and content of which Accentare Brands does not
control, any concerns regarding any such service or resource, or any
hyperlink thereto, should be directed to the particular outside service or
resource.

Disclaimer
This Web Site and all Content available on this Web Site are provided on an
"as is" basis without warranties of any kind, either express or implied,
including without limitation warranties of title or implied warranties of
merchantability or fitness for a particular purpose. You acknowledge, by your
use of this Web Site or any of our Web Sites, that your use of this or any of
our Web Sites is at your sole risk, that you assume full responsibility for all
costs associated with all necessary servicing or repairs of any equipment you
use in connection with your use of this Web Site or any of our other Web
Sites, and that Accentare Brands shall not be liable for any damages of any
kind related to your use of this or any of our other Web Sites.
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This page states the "Terms of Use" under which you may use Accentare
services and any of it's on-line services not limited to or exclusive but
including:  accentare.com, shoppersprefer.com, strategiesforsales.com,
basicassurance.com, preferencedirect.com, imsayingit.com,
perspectivemagazine.com all referred herein as Accentare or  the "Brand," or  
"Company"  or the "Firm."

If you do not accept the Terms and Conditions stated here, do not use this
web site and services with in it or resulting from it.  As clearly stated above, by
using this web site, you are indicating your acceptance to be bound by the
terms of these Terms and Conditions.  Accentare may revise these Terms and
Conditions at any time by updating this posting.  You should visit this page
periodically to review the Terms and Conditions because they are binding on
you. The terms "You" and "User" as used herein refer to all individuals and/or
entities accessing this web site for any reason.

DESCRIPTION OF SERVICE
Accentare is providing it's users with professional relations consulting,
coaching and connection to vendors or service providers, along with general
information related to business operations, primarily engaging Marketing and
Human Resource initiatives, and related services.  Anyone using
accentare.com it's affiliated and related websites and informational links must
provide (1) all equipment necessary for their own Internet connection,
including computer and modem and (2) provide access to the Internet and (3)
pay any fees related to such connection.

DISCLAIMER OF WARRANTIES
This site it's affiliated and it's related sites and informational links are provided
by ACCENT
ARE on an "as is" and on an "as available" basis.  To the fullest extent
permitted by applicable law, Accentare makes no representations or warranties of
any kind, express or implied, regarding the use or the results of information contained
in this website, affiliated and related websites and informational links and resulting
services provided, including it's correctness, accuracy, reliability, or otherwise.  
Accentare disclaims all warranties with regard to the information provided, including
the implied warranties of merchantability and fitness for a particular purpose, and
non-infringement.  

ACCEPTABLE SITE USE
Users may not use the Web Site in order to transmit, distribute, store or destroy
material, including without limitation Web Site Content, (a) in violation of any applicable
law or regulation, (b) in a manner that will infringe the copyright, trademark, trade
secret or other intellectual property rights of others or violate the privacy, publicity or
other personal rights of others, or (c) that is harmful, defamatory, vulgar, obscene,
threatening, abusive, harassing, hateful, or otherwise objectionable.

Users are prohibited from violating or attempting to violate the security of the Web
Site, including without limitation, (a) accessing data not intended for such user or
logging into a server or account which the user is not authorized to access, (b)
attempting to probe, scan or test the vulnerability of a system or network or to breach
security or authentication measures without proper authorization, (c) attempting to
interfere with service to any user, host or network, including, without limitation, via
means of submitting a virus to the Web Site, overloading, "flooding", "spamming",
"mailbombing" or "crashing", (d) sending unsolicited e-mail, including promotions
and/or advertising of products or services, or (e) forging any TCP/IP packet header or
any part of the header information in any e-mail or newsgroup posting. Violations of
system or network security may result in civil or criminal liability. The Company
will investigate occurrences which may involve such violations and may involve, and
cooperate with, law enforcement authorities in prosecuting users who are involved in
such violations.

SPECIFIC PROHIBITED USES
The Web Site may be used only for lawful purposes by individuals seeking
employment and career information, employers seeking employees, skilled workers,
business owners or consumers seeking services offered as listed within this site. The
Company specifically prohibits any use of the Web Site, and all users agree not to use
the Web Site, for any of the following:

1. Posting any incomplete, false or inaccurate biographical information or information
which is not your own accurate resume (living individual seeking employment on a
full-time or part-time basis on his or her own behalf).

2. Posting any franchise, pyramid scheme, "club membership," distributorship or
sales representative agency arrangement or other business opportunity which
requires an up front or periodic payment, pays commissions only (except for postings
that make clear that the available job pays commission only and clearly describes the
product or service that the job seeker would be selling, in which case such postings
are permissible), requires recruitment of other members, sub-distributors or
sub-agents.

3. Deleting or revising any material posted by any other person or entity.

4. Using any device, software or routine to interfere or attempt to interfere with the
proper working of the Web Site or any activity being conducted on this site.

5. Taking any action which imposes an unreasonable or disproportionately large load
on the Web Site's infrastructure.

6. If you have a password allowing access to a non-public area of this Web Site,
disclosing to or sharing your password with any third parties or using your password
for any unauthorized purpose.

7. Notwithstanding anything to the contrary contained herein, using or attempting to
use any engine, software, tool, agent or other device or mechanism (including without
limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or
search the Web Site other than the search engine and search agents available from
the Company on the Web Site and other than generally available third party web
browsers (e.g., Netscape Navigator, Microsoft Explorer).

8. Attempting to decipher, decompile, disassemble or reverse engineer any of the
software comprising
or in any way making up a part of the Web Site.

9. Aggregating, copying or duplicating in any manner any of the Web Site Content or
information available from the Web Site.

10. Framing of or linking to any of the Web Site Content or information available from
the Web Site.


USER INFORMATION
When you register for the Web Site, you may be asked to provide the Company with
certain information including, without limitation, a valid email address (your
"Information"). In addition to the terms and conditions that may be set forth in any
privacy policy on this Web Site, you understand and agree that the Company may
disclose to third parties, on an anonymous basis, certain aggregate information
contained in your registration application. The Company will not disclose to any third
party your name, address, e-mail address or telephone number without your prior
consent, except to the extent necessary or appropriate to comply with applicable laws,
in legal proceedings where such information is relevant or to fulfill a client service
request. The Company reserves the right to offer third party services and products to
you based on the preferences that you identify in your registration and at any time
thereafter; such offers may be made by the Company or by third parties. Please see
the Company's Privacy Policy for further details regarding your Information.

USER SUBMISSIONS
As a user, you are responsible for your own communications and are responsible for
the consequences of their posting. You must not, and by using the Web Site you agree
not to, do the following things: post material that is copyrighted, unless you are the
copyright owner or have the permission of the copyright owner to post it; post material
that reveals trade secrets, unless you own them or have the permission of the owner;
post material that infringes on any other intellectual property rights of others or on the
privacy or publicity rights of others; post material that is obscene, defamatory,
threatening, harassing, abusive, hateful, or embarrassing to another user or any other
person or entity; post a sexually-explicit image or statement; post advertisements or
solicitations of business, post chain letters or pyramid schemes; impersonate another
person; or post material that contains viruses, Trojan horses, worms, time bombs,
cancelbots or other computer programming routines or engines that are intended to
damage, detrimentally interfere with, surreptitiously intercept or expropriate any
system, data or information.

The Company does not represent or guarantee the truthfulness, accuracy, or reliability
of communications posted by users or endorse any opinions expressed by users. You
assume any liability and responsibility of employing any vendor or utilizing any
services as a result of information obtained within any Accentare web site or
informational link.

The Company acts as a passive conduit for the online distribution and publication of
user-submitted information and has no obligation to screen communications or
information in advance and is not responsible for screening or monitoring material
posted by users. If notified by a user of communications which allegedly do not
conform to these Terms and Conditions, the Company may investigate the allegation
and determine in good faith and its sole discretion whether to remove, edit or request
the removal of the communication. The Company has no liability or responsibility to
users for performance or nonperformance of such activities. The Company reserves
the right to expel users and prevent their further access to the Web Site for violating
the Terms and Conditions or the law and the right to remove communications which
are abusive, illegal, or disruptive. The Company may take any action with respect to
user-submitted information that it deems necessary or appropriate in its sole
discretion if it believes it may create liability for the Company or may cause the
Company to lose (in whole or in part) the services of its ISPs or other suppliers.

By submitting content to any public or nonpublic area of the Web Site, including
message boards, forums, contests and chat rooms, you grant the Company and its
affiliates the loyalty-free, perpetual, irrevocable, sub-licensable (through multiple
tiers), non-exclusive right (including any moral rights) and license to use, reproduce,
modify, adapt, publish, translate, create derivative works from, distribute,
communicate to the public, perform and display the content (in whole or in part)
worldwide and/or to incorporate it in other works in any form, media, or technology
now known or later developed, for the full term of any rights that may exist in such
content. You also warrant that the holder of any rights, including moral rights in such
content, has completely and effectively waived all such rights and validly and
irrevocably granted to you the right to grant the license stated above. You also permit
any subscriber to access, display, view, store and reproduce such content for
personal use. Subject to the foregoing, the owner of such content placed on the Web
Site retains any and all rights that may exist in such content.

THE COMPANY'S LIMITATION OF LIABILITY
In the event that you have a dispute with one or more vendors, users or service
providers, you release the Company (and our agents, employees and representatives)
from claims, demands and damages (actual and consequential, direct and indirect) of
every kind and nature, known and unknown, suspected and unsuspected, disclosed
and undisclosed, arising out of or in any way connected with such disputes.

The Web Site Content may contain inaccuracies or typographical errors. The
Company makes no representations about the accuracy, reliability, completeness, or
timeliness of the Web Site or the Web Site Content. The use of the Web Site and the
Web Site Content is at your own risk. Changes are periodically made to the Web Site
and may be made at any time.

THE COMPANY DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-
FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER
VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR
THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING
EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE FOR THOSE COSTS.
THE WEB SITE AND WEB SITE CONTENT ARE PROVIDED ON AN "AS IS" BASIS
WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY, TO THE FULLEST
EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS
OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR
PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO
WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR
TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND
LINKS.

DISCLAIMER OF CONSEQUENTIAL DAMAGES
IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY THIRD PARTIES
MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER
(INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES,
LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS
INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE
AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR
ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES.

THE COMPANY SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER, AND IN
PARTICULAR ACCENTARE, IT'S AFFILIATES OR REPRESENTATIVES SHALL NOT BE
LIABLE FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL
DAMAGES, OR DAMAGES FOR LOST PROFITS, LOSS OF REVENUE, OR LOSS OF
USE, ARISING OUT OF OR RELATED TO THIS WEB SITE OR IT'S RELATED SITES
INCLUDING THE INFORMATION CONTAINED IN IT, WHETHER SUCH DAMAGES
ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER STATUTE, IN EQUITY, AT LAW,
OR OTHERWISE, EVEN IF THE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH
DAMAGES.

THIRD PARTY NEWSLETTER
By submitting your information you agree to receive a third party newsletter from
Accentare.com, it's subdivisions or related ventures. There is no cost to receive this
newsletter. Should you have any questions or concerns or if you would like to
discontinue receipt of any newsletter sponsored by the Company, do so by submitting
your request to info@accetare.com.

LINKS TO OTHER SITES
The Web Site contains links to third party web sites. These links are provided solely as
a convenience to you and not as an endorsement by the Company of the contents on
such third-party Web sites. The Company is not responsible for the content of linked
third-party sites and does not make any representations regarding the content or
accuracy of materials on such third party Web sites.

NO UNAUTHORIZED COMMERCIAL USE
You agree not to make any unauthorized commercial use of the Web Site.

INDEMNITY
You agree to INDEMNIFY, DEFEND, AND HOLD HARMLESS ACCENTARE, its officers,
directors, employees, agents and servants for any and all claims, losses, liability,
actions, demands, damages, costs, attorneys' fees, accounting fees, and expenses of
any type alleging or resulting from your use of the Web Site, any Web Site Content or
Material, any products purchased through or engaged with because of information
contained on the Web Site, any biographical information, any services made available
by vendors, business owners or services providers associated with the Company in
any manner, including your breach of the terms of these Terms and Conditions,
specifically including but not limited to NEGLIGENCE, GROSS NEGLIGENCE, invasion
of privacy, defamation, property damage, injury, or death, regardless of whether the
liability, expense, cost, attorneys' fees, damages or property loss were caused by the
sole or comparative negligence or other fault of you, the Company, or any other
person or entity.

GENERAL
The Company makes no claims that the Materials may be lawfully viewed or accessed
outside of the United States. Access to the Materials may not be legal by certain
persons or in certain countries. If you access the Web Site from outside of the United
States, you do so at your own risk and are responsible for compliance with the laws of
your jurisdiction. These Terms and Conditions are governed by the internal
substantive laws of the State of Michigan, without respect to its conflict of laws
principles. Jurisdiction for any claims arising under this agreement shall lie exclusively
with the state or federal courts within Oakland County, Michigan. If any provision of
these Terms and Conditions are found to be invalid by any court having competent
jurisdiction, the invalidity of such provision shall not affect the validity of the remaining
provisions of these Terms and Conditions, which shall remain in full force and effect.
No waiver of any term of these Terms and Conditions shall be deemed a further or
continuing waiver of such term or any other term. Except as expressly provided in
additional terms of use for areas of the Web Site, a particular "Legal Notice," or
Software License or material on particular Web pages, these Terms and Conditions
constitute the entire agreement between you and the Company with respect to the use
of Web Site. No changes to these Terms and Conditions shall be made except by a
revised posting on this page.

______________________________________________________________________

ADDITIONAL TERMS OF USE
Certain areas of this Web Site are subject to additional terms of use. By using such
areas, or any part thereof, you agree to be bound by the additional terms of use
applicable to such areas.

Copyright and Trademark Information
All content included or available on this site, including site design, graphics, interfaces,
and the selection and arrangements thereof is the property of Accentare or per
exclusive and protected rights of third party agreements.  Any use of materials on
accentare.com, it's affiliated and it's related sites and informational links, including
reproduction for purposes other than those noted above, modification, distribution, or
replication, any for data extraction or data mining, or other commercial exploitation of
any kind, without prior written permission of an authorized officer of Accentare.

                      TM & © 2010 ACCENTARE.com, All Rights Reserved
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